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Casey Davis

Miami, FL, United States

Member since November 19, 2012

  • How To Find The Top Mortgages Alexandria Has Available

    Arts & Culture, Industrial Design

    In order to find the best mortgages Alexandria offers, you will want to be sure to prepare for the process. This can seem rather overwhelming, but you can break it into parts to make it easier. Your current and past financial situation will have a significant impact on the rates you will be able to obtain. Everything including payment history, current debt, income, and credit history will be included in the process. This is considered a major purchase and should be treated as such.

    A steady income and clean credit history are important. While it is still possible to obtain a home loan with questionable credit, you will pay a higher interest rate as a result. Part of the history obtained will check if you have been making credit card and other loan payments on time. Without a solid history in this area, the mortgage company is taking a higher risk to loan the money needed to purchase a home.

    Eliminate some debt if you can. Reducing what you owe for both credit cards and vehicle loans will free up some space in the financial picture for a new loan. If you have other large purchases in mind, you may want to delay them until your mortgage is finalized. This also gives you more cash for a down payment.

    Educate yourself on the costs associated with the loan process. There are often a number of fees that are added to the purchase price. These include items such as settlement costs, title fees, insurance, and prepayment penalties. The list can be overwhelming and confusing at firs...

My Interests

  • Industrial Design
  • Environmental Design
  • Communication Design
  • Fashion Design
  • Audio/Visual Design