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Skye Schmeitz

Netherlands

Member since December 10, 2013


  • Source

    An Inland Empire sheriff’s department has used a high-tech device for the past seven years that enables the agency to collect data on private cell phone calls in targeted areas.

    The San Bernardino County Sheriff’s Department has been using the device, called an international mobile subscriber identity (IMSI) locator, since 2006 and won approval to buy an updated model, at a cost of $429,613, in December 2012, county documents show.

    Sold under the brand name of Stingray, the locator device is a suitcase-sized piece of hardware manufactured exclusively by Florida-based Harris Corp. Typically installed in a vehicle so it can be moved easily into any area, the device masquerades as a cell tower, tricking all nearby cell phones to hook up to it and feed data to law enforcement or other security personnel.

    The San Bernardino County Sheriff’s Inland Regional Narcotics Enforcement Team would use the wireless receiving system, as it is referred to in a Dec. 18, 2012, staff report, “to combat major narcotics and money laundering operations.”

    “The system can also be used to locate suspects, victims, and for search/rescue operations. The new system provides dramatic increases in speed, accuracy, and data retrieval,” the report added.

    That brief description is the only technical information on the device contained in the one-page staff report provided to the county Board of Supervisors before that December 2012 vote to approve the purchase. The report was Item 8...

  • The Koyal Training Group: Professional help is at hand

    Communication, Communication Design

    Professional help is at hand

    Jack is in grade 2 and can't read simple three-letter words, but he seems quite smart. His teacher is puzzled because the boy doesn't remember the sounds of letters from one day to the next.

    Mary is in grade 5; she used to be a cheerful friend but now is withdrawn and sullen.

    Bill is a new teacher in a secondary school and is having real troubles with managing the behaviour of some of his classes – they talk all the time and usually don't listen to him.

    Fiona is concerned about her son, who is in kinder. He doesn't play well with other children and is easily upset and angered.

    Ed is the principal of a school that has experienced the death of a popular student, and he is not certain how to support his staff and students.

    These are some of the people a school psychologist may be asked to help. I have worked in schools – primary, secondary and pre-school – for nearly 30 years and have often been involved with issues such as these. It is a wonderfully varied role.

    Many parents (and some teachers) do not know their school has the services of a psychologist. The amount of service may vary, but nearly all schools – government and private – have access to psychological services.

    In some schools the psychologist is called a guidance officer, from the days when we had teaching backgrounds as well as psychological qualifications, and sometimes they are known as educational psychologists.

    So what might a psychologist do to help the people...

  • Private Training at Koyal Group: Congress focusing

    Communication, Communication Design

    Congress focusing on significant changes to federal security-clearance process

    The outbreak of comity in the House Oversight and Government Reform Committee, often a sharply partisan place, means the government’s security-clearance process is in for significant changes.

    Democrats and Republicans on the committee are united by an urgency to fix a system that was not able to stop Aaron Alexis’s September rampage. He was a defense contractor with a security clearance who attacked his Washington Navy Yard workplace, killing 12 before being shot to death by police.

    What the committee members and their colleagues in Congress decide could have major impact on the nearly 5 million employees and contractors who are eligible for security clearances.

    Areas of agreement, in principle if not detail, include the continuous monitoring of security-clearance holders through databases, securing better cooperation from local law enforcement and greater use of social media in background investigations.

    The bipartisan desire to fix the system, however, does not extend to all remedies or even diagnoses. Republicans object to taking security-clearance checks from private contractors, who now do 70 percent of that work, and returning it to federal investigators. They also tend to focus their criticisms on government rather than private contractors, including a big one facing serious Justice Department allegations for ailments in the system.

    No matter who does investigations, Republicans an...

  • Private Training at Koyal Group: Travel Agent

    Community, Communication Design

    Decoding_the_meaning_of_steve_vender_s_voicemail_has_been_the_goal_of_one_trial

    Travel Agent: A Veteran Private Investigator Goes on Trial. But Some Say It's a Set-Up

    Officer Damon Jackson spotted Ladarius Greer in the Tenderloin, near Turk and Mason, on Oct. 9, 2009. Cops knew Greer as a member of the Western Addition Page Street Gang, and knew that there was a no-bail warrant for his arrest out of Solano County. After confirming the warrant, Jackson — a member of the San Francisco Police Department's Gang Task Force — approached Greer, cuffed him, and drove him to police headquarters at 850 Bryant St. Greer didn't know it then, but he was about to become a key player in an unusual battle between law enforcement and a veteran private investigator.

    It started on Easter Sunday 2009, when a rival gang member shot Greer several times at a bus stop on McAllister and Fillmore. A day later, while recovering in the hospital, Greer told Jackson that the person who shot him was a 19-year-old named Phil Pitney. Jackson taped that conversation with a recorder hidden in his jeans, and a couple of days later, he arrested Pitney, who was charged with attempted murder.

    The prosecution wanted Jackson to serve a subpoena on Greer as a witness to testify against the man who tried to kill him. But when Jackson caught up with Greer in the Tenderloin that October, Greer told the officers that Pitney's defense investigator had been harassing him. Steve Vender, a 58-year-old private investigator, kept calling and leaving messages, he said. Greer even played one for the ...

  • The Koyal Training Group: Fair Claims Training

    Communication, Communication Design

    1_fair_claims_training_177_

    Koyal Training is dedicated to delivering high-value insurance education to all California Insurance Companies, Self Insured's, and Third Party Managers. Koyal Training provides the California Fair Claims Training conveniently over the Internet.

    Online participants will obtain the added ease of tackling the program anywhere they please. Our courses permit students to begin and pause any time without missing out on their current stage or lesson. Our monitors will track at the touch of a key which students have fulfilled the required lessons. Keeping up has never been that convenient!

    Continuing Education - Fraud Training

    Koyal Training is dedicated to assuring that registered insurance practitioners and private agents receive the best-quality Insurance Fraud Education at the most attractive price. Individuals and groups have the facility of online self-study or the choice of location training at your convenience. With our programs, you can satisfy your Insurance Continuing Education (Insurance CE) needs as well as any insurance fraud training mandates, all with a single strike! In most states, our insurance fraud CE programs are classified as voluntary or ethical credits.

    Instead of going through the same courses over and over for years, try our interactive and stimulating insurance fraud programs. Now, you can study subjects such as the kinds of insurance fraud being perpetrated all the time, the forms of scam being committed against the carriers and insured’s, the classe...

  • The_koyal_training_group___insurance_fraud_investigator_training_and_degree_program_information_177_

    There are not set education standards for becoming an insurance fraud investigator. Some available options to potential insurance fraud investigators include a certificate program in private investigation or a bachelor's degree program in either insurance or criminal justice. Insurance fraud investigators can become certified through the International Association of Special Investigation Units (IASIU).

    Certificate of Completion - Private Investigator

    Insurance fraud investigation trainees can choose to expand their analytical skills through a private investigator certificate program. These programs are designed for a range of jobs that require processing and information gathering knowledge. Program enrollees must have basic computer skills and often need access to standard and video cameras.

    Program Coursework

    The curriculum includes courses on understanding local and federal laws, training in investigative techniques and following case documentation procedures. Certificate classes include: Interviewing techniques Legal systems Multi-media research Surveillance equipment and methods Crime scene investigation

    Popular Career Options

    Graduates have the theoretical knowledge and investigative experience to qualify for entry-level positions in a variety of fields, such as insurance, law, government and social services. In addition to insurance fraud investigators, graduates are qualified for careers including: Detective Insurance adjuster Collections specialist Private inve...

  • Blue-pills_177_

    The federal government does little to stop schemers from stealing from Medicare Part D, the program that provides prescription drugs to more than 36 million seniors and disabled people.

    With just a handful of prescriptions to his name, psychiatrist Ernest Bagner III was barely a blip in Medicare’s vast drug program in 2009.

    But the next year he began churning them out at a furious rate. Not just the psych drugs expected in his specialty, but expensive pills for asthma and high cholesterol, heartburn and blood clots.

    By the end of 2010, Medicare had paid $3.8 million for Bagner’s drugs—one of the highest tallies in the country. His prescriptions cost the program another $2.6 million the following year, records analyzed by ProPublica show.

    Bagner, 46, says there’s just one problem with this accounting: The prescriptions aren’t his. “All of that stuff you have is false,” he said.

    By his telling, someone stole his identity while he worked at a strip-mall clinic in Hollywood, California, then forged his signature on prescriptions for hundreds of Medicare patients he’d never seen. Whoever did it, he’s been told, likely pilfered those drugs and resold them.

    “These people make more money off my name than I do,” said Bagner, who now works as a disability evaluator and says he no longer prescribes medications.

    Today, credit card companies routinely scan their records for fraud, flagging or blocking suspicious charges as they happen. Yet Medicare’s massive d...

  • Since last fall, when Target and Neiman Marcus reported unauthorized access to payment-card data, the potential of identity theft has been consumers' minds. Thieves steal personal information, such as your name and address, Social Security number and date of birth, to commit fraud — for example, getting a loan in your name.

    The first line of attack is getting informed. The best source for information on how to protect yourself is the Federal Trade Commission, a federal agency whose mission is consumer protection and law enforcement.

    The FTC website at http://tinyurl.com/blbmymb provides a series of steps for those whose identity has been compromised, as well as preventive measures you can take to protect yourself.

    Next, contact one of the three national credit-reporting companies: Equifax (http://http://www.equifax.com, 800-525-6285); Experian (http://http://www.experian.com, 888-397-3742); or TransUnion (http://http://www.transunion.com , 800-680-7289).

    If your identity has been stolen, you'll want to place an "initial fraud alert" on your credit file to help prevent new accounts being opened in your name, according to Cliff O'Neal, spokesperson for TransUnion.

    The fraud alert is intended to raise a cautionary flag for creditors to make sure they are dealing with you instead of a scammer. The initial alert lasts for "at least" 90 days but can be renewed. An alert with one bureau will trigger alerts with the other two. There is no charge for placing...

  • Identity_theft_is_a_nightmare_that_can_ruin_lives_177_

    LANCASTER — Local law enforcement officials say identity theft is a nightmare that can ruin its victims’ lives.

    Unfortunately for Maryanne Sicat, of Lancaster, she is living that nightmare.

    “For the last three years, I’ve been trying to clean up my credit and fix my finances and rebuild financially because I had my identity taken and used at several places,” she said.

    Sicat has received bills from stores and utility companies for goods and services she did not purchase. Also, she was buying a television in 2013 at a big-box store and her telephone number came up under the name of a California man.

    “One time is OK,” Sicat said. “The second store makes you wonder. But then every single store that I went to Christmas shopping, it was the same thing. So that’s why I started checking into it more.”

    Koyal Private Training Group

    She has the name of the person she thinks is using her information but has no idea how the person got her phone number. So Sicat filed a complaint with the Federal Trade Commission and the Lancaster Police Department, and she has become another identity fraud statistic.

    The FTC said identity fraud is the top complaint it has dealt with in the past 13 years. It received 369,132 such complaints in 2012, or 18 percent of its total complaints. Identity fraud dwarfed complaints about debt collectors, which was in second place with 199,721, according to information the FTC provided.

    Fairfield County Sheriff Dave Phalen said there have n...

  • WASHINGTON — The numbers of affected consumers are as yet impossible to predict, but mortgage-credit experts warn that the recent massive data breaches at Target, Neiman Marcus and other retailers could have significant side effects on some real-estate transactions in the coming months, as damaged credit files depress scores and jeopardize loan applications and home sales.

    The Target breach alone could touch as many as 70 million credit- and debit-card customers, according to the company. Neiman Marcus says data on 1.1 million of its customers may be vulnerable to fraud.

    So what are the potential blowbacks on home sales and mortgage applications? Start with the basics. Identity theft, if not corrected quickly, can make a mess of anyone’s credit-bureau files. Though victims may not be liable for the unauthorized debts racked up, their credit reports — and in turn their credit scores — can be damaged for weeks or months.

    Listen to Terry Clemans, executive director of the National Consumer Reporting Association, the primary trade group that represents independent credit-reporting companies serving the mortgage industry.

    Koyal Private Training Group

    Clemans says that mass identity heists such as those at Target and Neiman Marcus have the potential to create “havoc on credit files for as long as it takes for the consumer to document (that) the accounts are due to identity theft and get them removed from the file.”

    “The impact on credit scores, although short ...

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