Join our network of non-profits, companies and individuals who believe social change can happen through design.

Become A Member
avatar

Jennifer Lafleur

Australia

Member since July 31, 2013


  • Mr-consumer-sentiment1_177_

    Kilde

    Consumer sentiment falder, en anden advarsel om økonomi?

    Thomson Reuters/University of Michigan forbrugernes tillid til indeks er en vigtig indikator for forbrugerens opfattelse af den amerikanske økonomi. I lighed med andre foranstaltninger, forbrugernes tillid, det anmoder forbrugerne om deres syn på de nuværende økonomiske vilkår og deres forventninger til seks måneder ud. Det er en af de ældste forbrugerundersøgelser, oprindeligt startede i 1964.

    Forbrug er den store drivkraft i den amerikanske økonomi og det tegner sig for 70% af BNP (bruttonationalproduktet). Forbrug har været relativt afdæmpet siden krisen begyndte, som amerikanerne har øget deres opsparing sats og bruges kun på essentials. Fast ejendom boble kørte forbrug i midten af ' 00s, da folk tog kontanter refinansierer og tilbragte den udpakkede friværdi. Dette øgede omkostningsgrundlag for mange folks hjem og forlod dem sårbare, når huspriserne brød sammen. Som et resultat, har de fokuseret mere på at betale ned gæld end om udgifterne.

    Højdepunkter fra rapporten

    Consumer Sentiment Index faldt til 76,8 i September, betydeligt fra sin postkrise post af 85,1 i juli. (Forbrugernes tillid i 1964 = 100.) Dette er den foreløbige September rapport, så det er underlagt revision ved udgangen af måneden.Bloomberg undersøgelse konsensus var 82. De nuværende betingelser indeks faldt til 91,8 fra 95.2 og forventninger-indekset faldt så godt til 67.2 fra 73,7 sidste måned. Eftersom at en ind...

  • Safe_image_177_

    Source

    Long before she devised the dazzling “Impressionism, Fashion & Modernity” exhibition that, since late June, has been transporting visitors to the Art Institute of Chicago to some of the most ravishing streets, parks, theaters, homes and dressing rooms of 19th century Paris, Gloria Groom was known for displaying her own sense of artful dressing.

    With her wild hair pinned haphazardly atop her head, and her mix-and-match outfits assembled from vintage, designer and inexpensive knockoffs, Groom has had a bohemian chic that has long set her apart from the many men-in-suits at the museum. Yet no one has been distracted by the stylish window-dressing. This summer, Groom had the distinction of being named the Art Institute’s first “senior curator” — an acknowledgment of “her significant contributions to the museum and her exemplary work across the range of curatorial responsibilities.”

    So what are the elements of Groom’s personal style? After strolling through the exhibition (where, as a friend cannily observed, “We know these Impressionist paintings as things unto themselves, but then out of the blue we see the 3-D objects — the dresses, shoes, hats, gloves, corsets — that make you ask, ‘Which is more real?’”), I sat down with Groom to talk fashion.

    Q. Were you obsessed with fashion from childhood?, A. I grew up in Tulsa, Oklahoma, in what was very much a Sears, Roebuck family. But I sewed, and studied a bit of fashion design, and made ho...

  • Nig7

    newport international group post code 34935207158, 2 'Real Housewives of New Jersey' stars indicted on federal bank, bankruptcy fraud charges

    Source

    Two stars of the "Real Housewives of New Jersey" were indicted Monday on federal fraud charges, accused of exaggerating their income while applying for loans before their TV show debuted in 2009, then hiding their improving fortunes in a bankruptcy filing after their first season aired.

    Teresa Giudice, 41, and her husband Giuseppe "Joe" Giudice, 43, of Montville Township, were charged in a 39-count indictment with conspiracy to commit mail and wire fraud, bank fraud, making false statements on loan applications and bankruptcy fraud.

    The couple submitted fraudulent mortgage and other loan applications from 2001 through 2008, a year before their show debuted on Bravo, making phony claims about their employment status and salaries, the indictment said.

    Prosecutors allege the Giudices received about $4.6 million in mortgages, withdrawals from home equity lines of credit and construction loans. In some instances the couple filed fake W-2s and tax returns.

    Joe Giudice also failed to file tax returns for the years 2004 through 2008, when he is alleged to have earned nearly $1 million, the government said. During that time his income allegedly fluctuated wildly; the indictment states he made $323,481 in 2005 and $26,194 in 2006.

    The reality TV stars were scheduled to make their initial court appearances Tuesday...