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Nancy Stephanie

Frankfurt, Germany

PR Writer

Member since January 17, 2013


  • Ba_177_

    Italy trims growth forecasts, raises deficit and debt outlook

    FXstreet.com (Barcelona) - The European Commission urged Italy on Friday to step up debt reduction efforts in order to reach the deficit target, following the announcement that the Italian cabinet raised its debt and deficit forecasts for 2014.

    PM Enrico Letta’s government released the updated economic forecasts today, according to which Italy's public deficit will come in at 2.5% of GDP in 2014, compared with the previous projection of 1.8%. The growth outlook for this year was cut from -1.3% to -1.7% and from +1.3% to 1% for 2014. The Italian PM stressed the need to stabilize the political situation in the country, in order to facilitate reaching these goals.

    Meanwhile, Economy Minister Fabrizio Saccomanni said that he still expects the Italian economy to be flat in Q3, expand in Q4 and consolidate in 2014. He listed political instability, higher bond yields and lack of reforms as the main risks to growth.

  • Bradley Associates Financial Solutions Blog: DDoS

    Community, Environmental Design

    DDoS: How to Report the Details When it comes to reporting cyber-attack activity to the Securities and Exchange Commission, U.S. banking institutions should avoid a boiler-plate approach and be mindful of the details, says Doug Johnson, who oversees risk management policy for the American Bankers Association. "The SEC back in October of 2011 clarified existing rules and guidance as it related to what an institution that's publicly traded has to do, in terms of responsibility for reporting these types of events," Johnson says during an interview with Information Security Media Group (transcript below). That disclosure, he adds, needs to be tailored to a company's individual circumstances (see Top Banks Offer New DDoS Details). "The institution should avoid the boiler-plate language associated with the attack," Johnson explains. "They should describe what the attack looked like, what the materiality was, what the company has done to address those risks, and what the costs and consequences to the company would be." As distributed-denial-of-service attacks continue to strike financial institutions of all sizes, publicly traded institutions have certain reporting obligations set by the SEC they must keep in mind, he adds. Failing to adhere to those reporting requirements could result in fines and penalties later down the road, Johnson says. During this interview, Johnson also reviews: • How banking institutions should communicate about an attack with ...

  • Bradley Associates Financial Solutions Blog

    Community, Communication Design

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    http://blog.financialsolutions-bradleyassociates.com/wp/hoe-groot-moet-uw-nest-eieren-te-zijn/ Hoe groot moet uw nest eieren te zijn? Als u een aanvankelijke terugtrekking van 4% gebruikt, moet u een nest eieren 25 keer de jaarlijkse bedrag u uit trekken. Met behulp van andere veronderstellingen die Bradley Associates beschreven, dat betekent dat je moet tussen de $250.000 en $1 miljoen om te genieten van een pensioen dat midden-klasse of een beetje beter. De 4%-tarief voor aanvankelijke terugtrekking wordt ervan uitgegaan dat u met pensioen gaan op 65 en elk jaar voor de inflatie wordt aangepast. Als u vervroegd, moet u een kleinere terugtrekking tarief gebruiken of bump up de grootte van uw nest eieren, omdat u nodig om u te ondersteunen voor meer. In dat geval kunt u ook minder hulp van regering voordelen verwachten. Bradley Associates notities:

    1. Raming van de typische jaarlijkse voor belastingen uitgaven in dollars van vandaag, uitgaande van een betaalde voor thuis. (Volgens Statistics Canada, de gemiddelde senior paar besteed over $53,000 per jaar in 2010. Enkele senioren doorgebracht een gemiddelde van ongeveer $31.000.)
    2. De maximale gecombineerde betalingen voor ouderdom Security (OAS) en Canada Pension Plan (CPP) waren $18,380 per persoon, als u met pensioen gaan op 65-jarige leeftijd, maar de meeste mensen geen volledige CPP verzamelen. Ongeveer 15.000 dollar per persoon is een ruwe schatting als u met pensioen gaan op 65 na een vrij lange carrière tegen een gemiddel...