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  • Gi_136025_financial-planning-tips-review_177_

    “Financial Planning Tips,” A New Article On Vkool.Com, Teaches People How To Create A Personal Financial Plan Easily - V-kool

    The new “Financial Planning Tips” article on the site Vkool.com instructs readers how to create their own basic financial plan effectively.

    Seattle, Wa (PRWEB) February 01, 2014

    The new “Financial Planning Tips” article on the site Vkool.com delivers to people helpful tips on how to create a financial plan within a short period of time. At the beginning of the article, the author recommends people to determine their current financial situations. People need to have a thorough understanding of their current financial situation in order to formulate well-informed and realistic goals. Moreover, if people take a detailed look at their situation, they can identify specific changes they could make to change their situation and achieve their goals. Then, the author indicates that setting goals are important and usually used to measure success. The earlier people start planning for their financial future, the sooner they will reach their goals. Developing goals will give people a direction for their plan and a destination toward which they want to head. The goals should be measurable, specific, attainable, specific, realistic, and time-based. There are different types of goals, including short-term, intermediate, and long-term goals. When people develop each of these goals, they will achieve successes early in their plan while still keeping their ...

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    A city mayor opposed to a plan to relocate a controversial U.S. airbase on Japan's Okinawa island was re-elected on Sunday, Kyodo news agency said, creating a political headache for Prime Minister Shinzo Abe and threatening friction with Washington.

    Delays in relocating the U.S. Marines' Futenma air base, a move first agreed between Tokyo and Washington in 1996, have long been an irritant in U.S.-Japan ties and Abe is keen to make progress on the project as he seeks tighter ties with the United States in the face of an assertive China.

    Abe's ties with Washington suffered after the United States expressed "disappointment" with his December 26 visit to Yasukuni Shrine, a pilgrimage that further strained relations with China and South Korea, which see the Tokyo shrine to Japan's war dead as a symbol of the country's past militarism.

    Susumu Inamine - a staunch opponent of the relocation plan - was assured re-election as mayor of the Okinawa city of Nago, Kyodo said, citing projections shortly after the polls closed. An Okinawa newspaper also said Inamine's victory was certain.

    Inamine has pledged to use his local authority block the relocation of the functions of Futenma from a populous part of central Okinawa to Nago's coastal Henoko area.

    His main opponent had backed the plan and run with strong support from Abe's Liberal Democratic Party (LDP).

    Last month, Okinawa Governor Hirokazu Nakaima approved a landfill project to implement the plan.

    Futenma has long bee...

  • Lähde: http://www.huffingtonpost.co.uk/mike-foreman/small-business-online-privacyb4062830.html

    Jos tänä kesänä NSA valvonta skandaali laskeuma on opettanut meille mitään on, että yksityisyys ei ole vain niille jotain salattavaa. Jokainen yritys koosta riippumatta tehtäväksi on suojautua yrityksen tai asiakkaan luottamuksellisia tietoja. Tiedot täydellisestä yksityisyydestä on jotain, että asiakkailla on oikeus odottaa. Turvallisuus-iskujen uhka on maailmanlaajuinen, ja mahdollisia seurauksia kaikille pienille yrityksille syyllisiksi tietojen puutteen vuoksi voi olla vakava, erityisesti jos, jos riippumaton rahoituspalvelujen neuvonantaja tai pieni lääketieteen käytännössä, ne ovat osa säänneltyjen teollisuuden.

    2013 Tietoa turvallisuuden rikkomiseen tutkimuksen jäseneltä Business innovaatiotaitojen parantamiseksi osasto 87 prosenttia pienten ja keskisuurten yritysten (pk) Isossa-Britanniassa kokenut tietoturvaloukkauksesta viime vuonna. Lisäksi vaikuttaa yritysten kokenut noin 50 % enemmän rikkomuksia keskimäärin kuin vuosi sitten. Ja jos tämä ei ole jo tarpeeksi globaali nousu tietoverkkorikollisuutta valppaampia sääntely-ympäristön vaatimuksiin.

    Vastedes vaikuttaa siltä, yksityisyys ja turvallisuus on tarkoitus kulkevat käsi kädessä.

    Pienyritykselle, joka ajattelee vaatimaton koko tarkoittaa, ne eivät ole tavoite rikolliset tarvitsee vain katsoa kokonaisuutta. Pk perustekstiiliaineisiin huomattava osuus markkinoista. MASCO - Future ...

  • Globale utgiftene på informasjonsteknologi forventes å nå $3.8 trillion i 2014, drevet av vekst i tilkoblede enheter, fra smykker til kjøleskap, sa forskere mandag.

    En rapport fra forsknings-firmaet Gartner sier IT-utgifter forventes å øke 3,6 prosent fra 2013.

    Store utvidelsen av digitale enheter påvirker nesten alle bransjer i hva er beskrevet som den digitale industrielle økonomien, ifølge Gartner forsker Peter Sondergaard. Sondergaard sa det betyr hver bedrift blir en teknologi i en tid med "Internett ting."

    "Digitalisering avslører alle deler av virksomheten og sin virksomhet til disse styrkene," sa han. "Det er hvordan du nå kunder og interessenter, hvordan du kjører din fysiske anlegget og hvordan du generere inntekter eller levere tjenester.

    "Bedrifter gjør dette i dag setter seg fra hverandre og fører kollektivt den nye Digital industrielle økonomien."

    Gartner sier at i 2009, det var 2,5 milliarder tilkoblede enheter med unike IP-adresser til Internett, de fleste av dem mobiltelefoner og datamaskiner. I 2020 vil det være opp til 30 milliarder enheter med unike IP-adresser, hvorav de fleste vil være produkter.

    Gartner spår at den samlede økonomiske verdien legge for Internett på ting vil være 1,9 milliarder dollar i 2020, fordeler en rekke bransjer som helsevesen, detaljhandel og transport.

    "Datakraften blir billig og skjult. Vi vet ikke det er der. Det vil være i våre smykker og våre klær,"sa So...

  • Source

    Japan’s Government Pension Investment Fund plans to boost investment in growth stocks to increase returns and may eventually allocate several trillion yen to such equities, the Nikkei newspaper said.

    The state-run ¥121 trillion ($1.24 trillion) fund, the world’s biggest manager of retirement savings, will initially invest several billion yen in a new domestic index focused on returns on equity, governance and trading volume, Nikkei said Saturday without citing anyone.

    Japan Exchange Group Inc. will this year announce criteria and about 500 stocks for the new index, which will be based on fundamentals, CEO Atsushi Saito said in Tokyo on July 30. That will be a departure from benchmarks like the Topix index, which includes all stocks listed on the Tokyo Stock Exchange’s first section, or the Nikkei 225 Stock Average.

    Calls made Saturday to GPIF and the exchange were unanswered.

    “It’s going to be like a membership of the country club and many companies will want to join a special club,” Curtis Freeze, the Tokyo-based chief investment officer at Prospect Co., which manages about $330 million in Japanese equities for overseas investors, said by phone Saturday. “It’s going to be a quality index, not just a quantity index, and that’s very important.”

    GPIF is meanwhile hiring staff for its investment management and research units. The fund is looking for people aged 28 or younger to start in January, according to its website. It’s also advertising jo...

  • Spanien: Frø af recovery

    Communication, Communication Design

    Fuld artikel

    Se nøje på de hulking containerskibe, der forlader havnen i Barcelona disse dage og du kan fange et glimt af en national økonomi overskrift langsomt mod genopretning.

    De fleste fartøjer forsvinder i horisonten sidde en brøkdel dybere i vandet end den dag de ankom: for hver fire containere lastet med varer, som losses, Barcelona nu sender seks fuld containere i udlandet. Et par år siden, før starten af Spaniens brutale afmatning gik trafikken i anden retningen. Skibe ville ankomme fyldigere end de venstre, mens havnens spidery havn kraner arbejdede overarbejde for at tilfredsstille Spaniens skyhøje efterspørgsel efter varer fra hele verden.

    "Jeg har arbejdet i denne port i 22 år, men jeg har aldrig set sådan en stigning i eksporten. Og heller ikke har nogen anden,"siger José Alberto Carbonell, generaldirektør for Port de Barcelona. I de første otte måneder af året, med den spanske økonomi stadig kontraherende, nød havnen en 8 procent stigning i eksporten. Forsendelser til øst Asien, Latinamerika og andre hurtigtvoksende områder steg specielt kraftigt med containertrafik Algeriet op 22 procent, Brasilien op 15 procent og Mexico op 13 procent. Fra sit syvende etage kontor med udsigt over Middelhavet, har hr.

    Carbonell en privilegeret udsigt ikke blot af Ebbe og flod af Barcelonas havn trafik, men også staten af Spaniens økonomi i almindelighed. Havne, siger han, tjene som en "termometer" af et lands økonomiske sundhed – o...

  • Veronkiertoa: kuinka paljon se maksaa?

    Communication, Communication Design

    Barcelonan jalkapalloilija Lionel Messi syytettynä veropetosten oikeudenkäynti lähenee kerrallaan kun Espanjan hallituksen kassaan ajetaan erityisen alhainen. Mikä tekee siitä enemmän kiistoja että veronkierrosta maksaa Espanja €80bn (£67bn) yhden vuoden aikana. Mutta se näyttää melko merkityksettömiä verrattuna arviolta $337bn US treasury menettäneet.

    Otettu Maailmanpankin arvioiden kunkin maan harmaan talouden koon numerot ovat kiehtova-vaikka ei täysin luotettava. Laskea minkä tahansa laittomalla käyttäytymisellä on aina virhealtista ja mustan pörssin toimintaa ei ole poikkeus.

    Verrattaessa eri alueiden Euroopan tulee ulos pahin koko sen mustan pörssin ja menettää seurauksena verojen kokonaismäärä. Mustan pörssin miljardeja

    Alueena, Euroopan on myös korkein veroaste maailmassa. Katsoin 36 maasta eurooppalaiset keskimäärin verokanta, joka oli 39 prosenttia Bruttokansantuotteesta, kun maailmassa on keskimäärin 28 prosenttia. Alhaisimpia löytyi 39 Afrikan maista, joissa oli veroja, jotka oli noin 17 prosenttia niiden BKT: sta.

    Kymmenen suurinta maata

    Vuonna 2010 Viimeisin vuosi, että tiedot olivat saatavilla, kymmenen hallitukset maailmassa menettänyt vaille $ 100 miljardia kunkin (£62bn). Valitettavasti käyttämällä verojen kokonaismäärä menetti keinona vertailun perustana mielenkiintoinen tapaustutkimuksia kuin Kreikka jättää pois - vaikka varjo markkinansa merkitsisi iso kimpale niiden BKT: sta.

    Olimme sijalla suurin kym...

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    Tokyo investors to focus on US debt woes this week

    Tokyo sijoittajat oleskelu keskittyi Yhdysvaltain hallituksen shutdown tällä viikolla pelot kasvaessa voisi johtaa tuhoisa velka default ja maailmantalouden valtava iskua. Nikkei's 0.94 prosenttia luistaa perjantai kuukauden alhainen päättyi viikossa, että näin menettää 4,98 prosenttia eli 735.76 pistettä, 14,024.31, niin juuttuneena Washington vertailuindeksi hallitsi otsikoita. Laajempi Topix indeksi ensimmäisen osan osakkeista laski 4.41 prosenttia eli 53.70 pistettä, viikolla 1,163.82. "Pelaajat pitää silmällä Yhdysvaltain talousarvion pattitilanne ensi viikolla," sanoi Kenzaburo Suwa, strategi Okasan Securities. "Mutta näemme pikainen loppu umpikujaan (presidentti Barack) Obama näyttää vakavia peruuttamalla keskeinen konferensseja ulkomailla" Suwa lisätty.

    Obama lakkautettu aikoo osallistua Aasian Tyynenmeren taloudellisen yhteistyön (APEC) huippukokousta Balissa ja sekä East Asia Summitin Brunei tällä viikolla syyttää poliittisia halvaantuminen Washington peruutuksen. Vaikka shutdown on vauhdittanut hermostuneisuus sijoittajien keskuudessa, analyytikot ovat yleensä huolissaan yhä syvemmälle tammikuu määräaika nostaa Yhdysvaltain velka kattoon. Kansainvälisen valuuttarahaston toimitusjohtaja Christine Lagarde varoitti torstaina Yhdysvaltain epäonnistuminen nostaa luoton raja voisi aiheuttaa tuhoa globaalissa taloudessa, kun valtiovarainministeriö sanoi oletusarvoisesti voi ...

  • Economist: U.S. labor market recovery is a fraud

    University of Central Florida economist Sean Snaith has this to say about the current labor market recovery: It’s a fraud.

    That’s because there’s more to assessing economic recovery than just monthly payroll job gains and a declining unemployment rate, he said.

    “You need to look at the number of jobs being created in the context of the potential number of workers in the U.S. economy,” Snaith said. “The gap between payroll employment and the Congressional Budget Office estimates of the potential number of workers in the U.S. economy is pretty darn scary right now.”

    If payroll job growth were to persist at the average level of the past three jobs reports and increase at just 148,000 jobs per month, it would take until December 2021 for employment to reach its CBO estimated potential, he added.

    In his 2013 third-quarter U.S. forecast, Snaith explains that by just focusing on the unemployment rate, many analysts erroneously are predicting a fast recovery that’s simply not there yet.

    That’s why it’s not surprising that consumers are holding back on spending, which in the past has brought the economy out of the doldrums, he said.

    Snaith was only one of four national economists to predict that the federal Reserve Bank would continue to funnel billions of dollars into the market on a daily basis as a way to help stimulate the economy and not begin tapering that process until 2014.

    “Will the Federal Reserve’s...

  • Singaporean corporations are more naive in their approach to anti-fraud and corruption practices in comparison to the Asia-Pacific average, a survey from global accountancy firm Ernst & Young has found.

    According to the “Building a more ethical business environment survey,” only 17 percent of Singaporean respondents acknowledged that planned investments in new markets will expose the company to new risks, compared to an average of around 35 percent for the Asia-Pacific region.

    “Companies in Singapore don’t necessarily lag behind in terms of anti-fraud and corruption practices; what we found is a disconnect between policies that companies already have in place and the enforcement of those policies,” said John Tudorovic, fraud investigation and dispute services partner at Ernst & Young.

    According to E&Y, nearly two thirds of Singaporean executives surveyed said their companies’ anti-bribery and anti-corruption practices did not work well in practice, compared with an average of 48 percent for the Asia-Pacific region.

    Furthermore, E&Y said their survey findings showed that a lack of regular training and management commitment to anti-bribery and anti-corruption policies was a cause for concern in Singapore.

    Only 18 percent of Singaporean respondents said their management had strongly communicated their commitment to their anti-bribery and anti-corruption measures, compared with an average of 35 percent for the Asia-Pacific region.

    Common procedur...