The Haney Group(THG)

The Haney Group(THG)

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  • Every person has dreamt of owning a home. For many of us who still have this unfulfilled need, here are some valuable recommendations from Haney Garcia. She and her company consider it their commitment to “discover your future”. They are:

    • List down your non-negotiable needs What does this mean? What are negotiable? They simply our unique dream features, such as where you want your home to be, whether in a particular city or beside a lake or a two-storey deal and others. Of course, some of these may end up being sacrificed I favour of price considerations eventually; so make sure your non-negos are realistic.

    • Determine a price range This is where the initial test comes whether you can ascertain the delivery of your must-haves or not. Targeting a house, for example, in a pricey subdivision or residential area may instantly disqualify you based on your price range. Don’t’ despair! Price is not the final determinant for making a dream a reality. Scouting around may give you even more than you might have imagined. Location and accessibility are great factors to consider in buying a house; but there are others that may provide you other benefits and perks; such as accessibility or proximity to your children’s schools, to hospitals, to recreation area and other places you might like to be close to.

    • Contact a lender and obtain a pre-approval letter This will allow you to determine how much you might be able to borrow form that lender and the payment terms. Arme...

  • Home_bg_photo_1_177_

    Preparing a house for the market is the main concern of every prospective home-seller. This allows future owners to envision for themselves how they will make that home their own comfortable and hospitable dwelling. Likewise, this increases you potential for making as much profit as you can from you long-term investment. Reaping that profit finally can only be achieved through certain necessary steps to be followed, which are:

    • Declutter your house The physical appearance comes first, of course. Clearing up the house, especially the cellar and the garage will open up space that potential owners may want to see but could not otherwise if you do not declutter.

    • Remove as many personal items as much as possible Hide personal, especially family photos, in order to make it easy for the prospective buyer feel that they are already living in your home. This will not only distract them or you from unnecessary conversation about you and your family; it will also make you tour of your home more business-like and unobstrusive.

    • Keep interior paint colors and décor a neutral tone Nothing can be more distracting and even off-putting than loud interior colors, garish curtains and rods and paint-splashing abstract paintings on your walls. They tend to, again, distract and take away from the essential value of your home, particularly the use of space, ventilation, natural lighting and other advantages which you would want ot emphasize over the less important matters.

    • Stage yo...

  • $7 Billion For Renewable Energy

    Communication, Communication Design

    Biomass Gets A Slice Of Army’s $7 Billion Renewable Energy Pie We’ve been following the US Army Corps of Engineers’ ambitious $7 billion renewable energy plan, and it looks like the first round of contracts has concluded with smooth sailing. The public-private initiative will use Department of Defense properties as sites for utility scale solar, wind, geothermal, and biomass facilities that will be built and operated by private companies. DoD in turn will benefit from access to cheaper, safer, more reliable power. The first three areas were awarded earlier this year, with biomass bringing up the rear.

    Since the facilities will be built under power purchase agreements, the US taxpayer does not bear any up-front costs (the figure of $7 billion refers to the value of the energy).

    $7 Billion For Renewable Energy

    As with the other three areas, the biomass awards are what DoD calls Multiple Award Task Order Contracts, which are typically used for engineering and architecture services. Basically, it’s a way to streamline the contracting procedure by pre-qualifying bidders, before the actual jobs are identified.

    That will depend on site assessments and analysis for cost-effective opportunities to convert biomass, including municipal solid waste, to energy. Once the sites are identified, the next step is for USACE to issue competitive request-for-proposals to the eligible bidders.

    The streamlined procedure puts the Corps of Engineers in synch with the Army’s new Energy I...

  • Thg9

    Source

    A lot has changed since the boom days that preceded the 2008 financial crisis, but two things remain surprisingly similar: corporate profits and stock prices.

    Both have returned to record territory, which has been good news for investors. But their recovery has been so rapid and has benefited so much from the Federal Reserve’s intervention that it now poses a challenge: How to keep profits and stocks from sagging once the Fed begins slowly to temper its stimulus, possibly starting this week.

    Stock prices and corporate profits stand out because most of the economic backdrop doesn’t look nearly as lush as it did back when the housing bubble was still inflating. The economy is growing again, but it is still limping. Unemployment remains high. The property market is far from recovered.

    Stock prices and corporate profits, however, already have risen so fast that the pace of their gains is slowing. This is something that often happens when an economic recovery has been under way for several years; this one has been going since 2009. Something similar happened before the financial crisis, when stocks and corporate profits began running out of steam as the property bubble was deflating in 2007.

    The real-estate boom was a big motor for stock gains last time around, but it is a sideshow today. This time, the Fed is a big motor for the market and worries focus on what will happen to stocks as that stimulus begins to shrink.

    Making things worse, the Fed is getting ready ...

  • 3_177_

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    The Financial Crisis and the Second Great Depression Myth

    All knowledgeable D.C. types know that the TARP and Fed bailout of Wall Street banks five years ago saved us from a second Great Depression. Like most things known by knowledgeable Washington types, this is not true.

    Just to remind folks, the Wall Street banks were on life support at that time. Bear Stearns, one of the five major investment banks, would have collapsed in March of 2008 if the Fed had not been able to arrange a rescue by offering guarantees on almost $30 billion in assets to J.P. Morgan.

    Fannie Mae and Freddie Mac both went belly up in September. The next week Lehman, another of the five major investment banks did go under. AIG, the country's largest insurer was about to follow suit when the Fed and Treasury jury-rigged a rescue.

    Without massive government assistance, it was a virtual certainty that the remaining three investment banks, Goldman Sachs, Morgan Stanley, and Merrill Lynch, were toast. Bank of America and Citigroup also were headed rapidly for the dustbin of history. It is certainly possible, if not likely, that the other two giant banks, Wells Fargo and J.P. Morgan, would have been sucked down in the maelstrom.

    In short, if we allowed the magic of the market to do its work, we would have seen an end to Wall Street as we know it. The major banks would be in receivership. Instead of proffering economic advice to the president, the top executives of these banks would be left w...

  • How to deal with online threats: scams, illegal content and abuse

    Det uppskattas att UK konsumenterna förlorat mer än 400 miljoner pund till online bedragare i 2012, via 250.000 phishing-attacker. Denna siffra ger från RSA bedrägeribekämpning Command Center, Storbritannien den föga avundsvärda titeln på de flesta phished land på jorden; för första gången var mer pengar förlorade här online bedrägerier än i USA. Den representerar också en ökning med 25% på bedrägeri siffran för 2011.

    De falska antivirus bedrägerier du antas att ingen skulle luras av någon mer förbli otroligt lönsamt – förra året, 30 miljoner pund var lurad från konsumenter som använder dessa scareware bedrägerier ensam. Det är mycket bra för typer av [IT-säkerhet](http://www.good.is/posts/haney-grupp-nyckelordstaggen-85258080733-hur-man-handskas-med-online-hot ) att banka på om hur viktigt det är att skydda ditt nätverk, enheter och data, men lurendrejare har en talang för att komma runt sådana åtgärder genom att sikta direkt på den svagaste punkten – du.

    Jag har skrivit här om social ingenjörskonst sedan långt innan Kevin Mitnick författade sin nyskapande konfessionella The Art of Deception 2002. Människor är lurade online hela tiden, och är allt mer sannolikt att hamna som offer. Detta började jag tänka – vad händer efter att hästen skenat? Vad bör du göra om du är lurad, plats en phisher eller hitta barnporr online?

    Läs mer

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  • It_photo_198880_50_177_

    How to deal with online threats: scams, illegal content and abuse

    Det uppskattas att UK konsumenterna förlorat mer än 400 miljoner pund till online bedragare i 2012, via 250.000 phishing-attacker. Denna siffra ger från RSA bedrägeribekämpning Command Center, Storbritannien den föga avundsvärda titeln på de flesta phished land på jorden; för första gången var mer pengar förlorade här online bedrägerier än i USA. Den representerar också en ökning med 25% på bedrägeri siffran för 2011.

    De falska antivirus bedrägerier du antas att ingen skulle luras av någon mer förbli otroligt lönsamt – förra året, 30 miljoner pund var lurad från konsumenter som använder dessa scareware bedrägerier ensam. Det är mycket bra för typer av IT-säkerhet att banka på om hur viktigt det är att skydda ditt nätverk, enheter och data, men lurendrejare har en talang för att komma runt sådana åtgärder genom att sikta direkt på den svagaste punkten – du.

    Jag har skrivit här om social ingenjörskonst sedan långt innan Kevin Mitnick författade sin nyskapande konfessionella The Art of Deception 2002. Människor är lurade online hela tiden, och är allt mer sannolikt att hamna som offer. Detta började jag tänka – vad händer efter att hästen skenat? Vad bör du göra om du är lurad, plats en phisher eller hitta barnporr online?

    Låt oss börja med bedrägerier. Ur teknisk synvinkel, Alexandru Catalin Cosoi, chief security strateg på Bitdefender, tyder på att...

  • Jpmorgan_177_

    Source Link

    1. The SEC probes JPMorgan amid allegations that it hired Chinese princelings. The U.S. Justice Department and Securities and Exchange Commission (SEC) has begun an investigation into whether JPMorgan Chase hired the children of senior Chinese officials to help secure business in a now-defunct program called “Sons and Daughters.” The scrutiny began in Hong Kong and now has spread through the bank’s Asia offices; the bank has flagged more than 200 hires for review. JPMorgan has not yet been accused of any illegal acts, but they might have violated the U.S. Foreign Corrupt Practices Act, which forbids granting personal favors to government officials in exchange for business. One example included the son of Tang Shuangning, chairman of a state-run financial conglomerate, who was hired and retained even after other employees questioned his financial expertise.

    2. Chinese government begins massive campaign against online “rumormongering.” The Chinese government wants citizens to adhere to the “seven base lines” of proper internet conduct and curb “rumormongering” online. After the Beijing Internet Conference last week, the government released “seven base lines“ for proper Internet conduct. State-run media has released a flurry of op-eds and run prime-time TV spots about the issue [links in Chinese]. Multiple people have been arrested for spreading rumors through microblogging accounts, and yesterday, twenty-seven people were arrested for operating 312 microbloggi...

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    Direktlink

    Saudi Arabia steps closer to opening up stock market

    Saudi Arabien-Regulierungsbehörde erläuterte gestern strengere Auskunftspflicht für Unternehmen in einer Bewegung, als das jüngsten Zeichen, die größte Börse in den Persischen Golf in der Nähe der Öffnung für ausländische Investoren möglicherweise.

    Die Anforderungen, die über Regelungen, die aus 2006 zu erweitern, beraten Unternehmen, Investoren alle Entwicklungen zu informieren, die Wirkung ihrer finanziellen Leistung, sagte der Capital Market Authority (CMA). Die Aktion wurde entwickelt, um den Markt transparenter zu gestalten, hat es.

    "Dies ist ein weiterer Schritt in Richtung Öffnung des Marktes [für ausländische Investoren]," sagte John Sfakianakis, der chief Investment Strategist der Riyadh ansässige Investment-Firma Mašiæ. "Die Summe aller letzten Figuren helfen, und obwohl wir nicht wissen, wann der Markt erschließt, ist dies ein positives."

    Nach jahrelanger falscher anbricht sind die Erwartungen, dass ausländische Investoren bald uneingeschränkten Zugriff auf die Tadawul dürfen bei Führungskräften und Fondsmanager in den letzten Monaten gestiegen.

    Im Februar Mohammed ibn Abdulmalik Al Sheikh, ein ehemaliger Hauptleiter der Weltbank und von Beobachtern als empfänglicher für ausländische Investoren als sein Vorgänger betrachtet, war wird Leiter der CMA. Er wurde zitiert im Mai, dass das Königreich einen Rechtsrahmen für Ausländer halten Aktien erlauben gea...

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    Mies, joka auttoi push Kiina metallin kierrätys selvitystilaan Glaukoksen tutkimusryhmä Soren Aandahl kertoo FinanceAsia, miten hän haistaa ulos petosten ja jossa hän etsii hänen seuraava kohde.

    Manner-Kiinan yritykset listalle Hongkongissa merkitty heinäkuussa etsiä 1900 juhlavuoden asettaa kostutetulla tuoreista väitteistä.

    US tutkimusryhmä Glaukoksen sanoo valmisteleminen julkistaa omistajaohjausta puutteita mannerkiinalaisten yritysten lueteltu Hongkongin kuin Singapore ja haluavat hyötyä myöhemmin lasku niiden osakekurssit.

    Glaukoksen tunnetaan parhaiten paljastamiseksi laajasta petoksesta Kiina metallin kierrätys tiloilta. Kalifornian pääkonttori tutkimus boutique raportti johti Hongkongin taloudellista vahtikoira keskeyttäneen tammikuussa metalliromun kauppiaan osakkeiden kaupan selvitysmenettelyissä heinäkuun alusta.

    Välin mukaan paikallisten tiedotusvälineiden puheenjohtaja Chun Chi Wai pidätettiin maanantaina. Hong Kong-poliisi vain vahvistettaisiin tiistaina 47-vuotiaan miehen sukunimi Chun oli pidätetty epäiltynä taloudellisten tietojen väärentämisestä määrätty.

    Glaukoksen nyt suitsimaan petosten muissa yrityksissä, Hongkong ja Singapore. "Olemme melko paljon pitkin pari ideoita" Soren Aandahl, johtaja tutkimuksen Glaukoksen tutkimusryhmän, kertoi Finance Asia. Tiedot

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